Get in touch with a clear purpose
Whether you have a question about tax policy or a comment on a recent article, a direct message carries more weight than a public reply.
Write to Sam ul Zaman
Send a question, a comment on a recent article, or a topic you would like to see covered. Messages are read and replied to personally.
A single point of contact for thoughtful readers
Whether you have a query about an article, a suggestion for future analysis, or simply wish to begin a conversation, Junaid Chang reads every message that arrives. Reach out directly.
Who is the mind behind the analysis?
The insights here are grounded in decades of practical experience and formal study. You are reading the work of Junaid Chang, a retired FBR tax superintendent with a Master's in Political Science.
Former tax superintendent
Three decades inside the Federal Board of Revenue, examining how policy actually lands on the ground.
Master's in political science
Academic training that frames every argument — not just what happened, but the structures behind it.
Retired career perspective
No career advancement agendas. No institutional filter between you and what he knows to be true.
Long-form, not headlines
Each piece runs deep enough to cover the nuance a tweet or a think-piece cannot touch.
Most readers don't agree with everything I write
And that's exactly why they keep reading. An engaged reader who argues with the argument is worth more than a hundred silent nods. Here's what a few of them have said.
I disagreed with your take on the Sindh budget allocations, but you made me question my own assumptions. That's rare. That's why I keep coming back.
Tariq Mehmood
Public Policy Researcher, Islamabad
The clarity you bring to tax policy is unmatched. After reading your breakdown of the FBR reforms, I finally understood what changed last year.
Dr. Sana Khan
Assistant Professor of Economics, University of Karachi
Honestly, I expected a retired bureaucrat to be dry and cautious. Your writing is neither. It has conviction, and that's hard to find.
Hassan Rizvi
Investment Analyst, Lahore